FibonacciFIBONACCI
FIBONACCI STANDARDS · IN DEVELOPMENT

The Classification Standard

The instrument that lets a lender price what it's lending against. Built with users, not at them. Free to read when it publishes — we charge only to be assessed against it.

FOUR INSTRUMENTS, STRICT ORDER

Four different questions, each depending on the last one being answered.

Reference pricing is a fact: what did this actually sell or list for. No judgment. Classification is a judgment: is this specific asset trustworthy enough to lend against, evidenced against a published standard. The register is where that judgment lives so a lender or insurer can check it later. Valuation turns all three into a number. You cannot value what you have not classified, cannot classify what nobody has disclosed, and cannot ask for disclosure until you're a source people already take seriously — which is why they publish in this order and no other.

FIRST

Reference pricing

What things cost. A fact.

Live
SECOND

Classification

Is this asset trustworthy. A judgment.

In development
THIRD

The register

Where the judgment lives. A record.

In development
FOURTH

Valuation

What it's worth. A method.

Not started
SCOPE — ALL FOUR WAVES

In-space servicing, transfer vehicles, and stations — first.

One common standard with class-specific annexes for Wave 1. Sequential, not simultaneous: a standard broad enough to cover everything at once is too vague to underwrite against.

WAVE 1

Servicing, transfer vehicles & stations

Underway
WAVE 2

Orbital compute & in-space manufacturing

Later
WAVE 3

Lunar surface infrastructure

Later
WAVE 4

Space resources

Later
HOW AN ASSET IS GRADED

Assessed across nine dimensions. Evidenced, never asserted.

Spanning the asset's design, build, operating history and regulatory standing, among others. Three published classes — Class I, II, III — plus Withdrawn. Every determination publishes its reasons. Never a numeric score: a number invites gaming, a reason invites scrutiny.

WHAT EACH LOOKS LIKE

One fictional asset, three future documents.

Made up for illustration — not a real applicant, determination or figure, and not the actual grading criteria.

Illustrative — not a real determination

Meridian-4

SERVICING VEHICLE · WAVE 1
Class
Class II
Reasons
Build documentation disclosed and verifiable. Operating history clean. One condition outstanding before Class I: transfer-of-command arrangements not yet finalised.
Fee
Published rate card. Paid regardless of outcome.
Illustrative — not a real filing

Meridian-4 — Register Entry

COMPLEMENTS STATE REGISTRATION
Classification
Class II (linked determination)
Condition
As assessed, on the date of determination
Encumbrance
None disclosed
Relationships
None to disclose
Illustrative — format only

Meridian-4 — Valuation

NOT YET LIVE
Inputs
Classification grade, register history, and comparable reference-price observations.
Output
An indicative range, with the method published beside every figure — never a number without its reasoning.
Status
Not started
HOW AN ASSESSMENT WORKS

Six steps.

01

Intake

Open to any applicant meeting published criteria.

02

Disclosure

Evidence supplied against a published protocol. Never what is asserted.

03

Assessment

Evaluated by a committee with an independent majority.

04

Determination

Issued with reasons published. Fee never varies with outcome.

05

Register

Recorded publicly. Relationships disclosed on the record.

06

Appeal

A documented route to an independent reviewer.

THE REGISTER

A record, never a title system.

A commercial record of ownership, condition and encumbrance — built to complement state and international registration, never to replace it. It will never carry the character of a title system.

Basic entries are free and public — a lender or insurer can check a determination without paying or joining anything. Full history and analytics are a paid subscription; the register itself is never for sale.

THE ASK

Built in the open.

If a dimension would be unanswerable from evidence an operator actually has, tell us before we publish, not after. We would rather be corrected than believed.

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